Nationwide Private Capital Brokerage for Real Estate Investors
Smarter Private Money for Real Estate Investors — Matched, Not Marked Up.
Homedough Capital is a private capital brokerage connecting real estate investors with vetted private lenders and funding partners for flips, rentals, land, commercial, and creative finance deals. We are not a hard money lender — we match your deal with the right capital for better rates, flexible terms, and faster closings.
Trusted, compliance-focused private money brokering with transparent structures, clear communication, and deal-first underwriting.
- Faster funding with access to multiple nationwide private lenders
- Flexible, deal-based terms for flips, rentals, land, commercial, and creative finance
- Capital structures designed for investors, not banks
🎬 Watch how private capital works in 90 seconds
Coming soon: AI funding explainer video tailored to real investor scenarios.
Fast Funding Review
Submit your deal in minutes. We review and match with private lenders aligned with your strategy.
No obligation. Deal-based, private money options — not credit-based bank loans.
Built on underwriting discipline, investor education, and compliance-focused brokering — inspired by leading private money education systems.
Private Money for Real Deals, Not Box-Checking.
Homedough Capital is built for active real estate investors who need reliable, repeatable access to capital — from fix and flip to long-term holds, land, commercial, and creative structures.
- Faster funding when your deal pencils and docs are in order.
- Flexible terms designed around your strategy and exit.
- Access to a curated network of nationwide private money lenders.
- Creative finance friendly: sub-to, seller finance blends, gap funding structures.
Fix & Flip Capital
Acquisition + rehab funding tailored to your scope, timelines, and exit strategy — with lender options from local to nationwide.
Rental Property Funding
Private money and DSCR-style options for single-family, small multifamily, and portfolios — focused on cash flow and long-term holds.
Land & Commercial + Creative
Structured capital for land, small-balance commercial, and creative finance deals including sub-to and seller-finance blends.
Why Investors Use a Private Capital Broker
Instead of being tied to one hard money lender, Homedough Capital brokers your deal to multiple private capital sources, then helps you structure terms that fit your strategy.
Get Your Deal Funded Fast — deal-based, private capital options across the U.S.
Faster Funding
Streamlined underwriting, direct relationships with decision makers, and clarity on what it takes to close.
Flexible Terms
Options for interest-only, rehab draws, extensions, and creative capital stacks based on real estate fundamentals.
Multiple Lenders
One application, curated options. We broker capital across a network of private lenders and funding partners.
Creative Finance Friendly
Support for subject-to, seller finance, hybrids, and unique deal structures — with clear risk framing for capital partners.
Private Money Real Estate Loans, Brokered for Fit — Not Just Approval.
As a real estate funding broker, Homedough Capital helps investors access fix and flip private money, rental property private capital, land investment funding, commercial funding, and creative finance funding nationwide.
We focus on deal-based approvals, real estate fundamentals, and clear capital structures — not just credit scores and bank-style checklists.
- Private money real estate loans for residential and small commercial projects.
- Real estate funding broker with nationwide private money lenders.
- Fix and flip private money tailored to your scope and resale plan.
- Creative finance funding supporting sub-to and seller finance strategies.
- Land investment funding and vertical development capital.
- Rental property private capital for short-term and long-term holds.
Funding Programs
Private Money Solutions for Every Real Estate Strategy.
From ground-up flips to stabilized rentals and land development, Homedough Capital brokers private money that fits the real story of your deal — not just a checkbox underwriting model.
Deal-based approvals. We prioritize ARV, cash flow, sponsorship, and exit plan — not just your FICO score.
Coming soon: A clear 90-second breakdown of each Homedough Capital funding track, powered by AI-guided examples.
Every market and asset class is different. These program descriptions are starting points — we structure around your specific deal, timeline, and exit plan.
Fix & Flip Funding
Short-term private money focused on acquisition + rehab, with funds released in draws tied to your scope of work and milestones.
- Asset-based with emphasis on ARV and experience.
- Interest-only during rehab; typical terms 6–18 months.
- Options for first-time flippers with strong teams.
- Funding for cosmetic and heavy value-add projects.
Best for: Single-family and small multifamily flips where speed and leverage matter.
Rental Property Funding
Private capital and DSCR-style loans for long-term and mid-term rentals, small multifamily, and portfolios.
- Underwritten on property income and DSCR, not just W2 income.
- Options for 30-year fixed or shorter interest-only periods.
- Short-term rental and BRRRR-friendly capital structures.
- Portfolio-level solutions for scaling operators.
Best for: Investors building cash-flowing rental portfolios, including STR and MTR strategies.
Land & Development Funding
Pre-entitlement, entitled land, and horizontal/vertical development funding with a focus on exit clarity and sponsor strength.
- Options for land acquisition and development draws.
- High emphasis on feasibility, permits, and team track record.
Commercial Funding
Bridge and private capital for small-balance commercial, mixed-use, and niche assets that don’t fit standard bank programs.
- Focus on NOI, tenant mix, and sponsor plan.
- Bridge-to-agency or bridge-to-refi strategies supported.
Creative Finance Funding
Capital that sits alongside sub-to and seller finance structures, gap funding, and unique capital stacks that experienced investors use to scale.
- Structured around real risk, equity, and exit plans.
- Education-first approach so all parties understand the deal.
Important: We are not providing legal or tax advice. We structure capital around your documented strategy and professional team.
How It Works
A Simple, Deal-First Process to Match You With the Right Private Capital.
We sit between investors and private lenders — not as a middleman adding friction, but as a specialist translating deals into fundable, compliant structures.
Our process is built to protect investors, lenders, and the integrity of the capital stack — so you can focus on finding and operating great deals.
This explainer will walk through real scenarios for fix and flip, rentals, land, commercial, and creative finance funding using Homedough Capital.
From Deal Submission to Fast Closing.
Every step is built to clarify the deal, align expectations, and move confidently toward funding — without the slow, opaque back-and-forth of traditional banking.
1. Investor Submits Deal
You share property details, purchase terms, rehab or improvement plan, exit strategy, and your investing experience.
2. Deal Is Analyzed
We review numbers, comps, risks, and your plan. If needed, we clarify assumptions so lenders see a complete, professional package.
3. Matched With Private Lenders
We identify private lenders and funding partners whose criteria match your deal type, geography, leverage needs, and experience level.
4. Terms Structured
We help structure rates, points, leverage, rehab draws, and reserves so the deal works for both you and the capital provider.
5. Funding Closes Fast
With a clean package and responsive communication, many deals can close in days — not months. We stay involved through docs, closing, and post-close support when needed.
For Private Lenders & Capital Partners
Deploy Capital Into Screened Real Estate Deals, Backed by Real Assets.
Homedough Capital helps private lenders, funds, and family offices place capital into curated real estate deals with strong collateral, clear strategies, and professional packaging.
- Passive income opportunities secured by real property.
- Diversification across markets, asset types, and operators.
- Professional deal screening, underwriting, and documentation support.
This video will walk through risk frameworks, example loan structures, and how Homedough Capital supports your underwriting standards.
Compliance note: We focus on asset-backed lending and do not market pooled securities or guaranteed returns.
Passive Income
Earn interest secured by real estate, with clear loan terms, position, and collateral files prepared for review.
Deal Diversification
Access a variety of geographies, asset types, and operators while maintaining your own underwriting standards and veto power.
Asset-Backed Lending
We focus on real collateral, conservative valuations, and clear remedies — with legal counsel and documentation on every transaction.
Submit Your Deal
Get Your Deal Funded Fast With a Clear, Complete Submission.
This is the fastest way to be matched with private capital. Share the core details of your property, numbers, strategy, and timeline — we’ll follow up with any additional items needed to underwrite.
- Property information (address, type, current status).
- Funding amount requested and total project budget.
- Strategy (fix and flip, BRRRR, rental, land, commercial, creative).
- Timeline for closing and renovation / stabilization.
- Your investing experience and capital stack.
Reminder: We are a private capital brokerage — not a bank and not a hard money lender. Our role is to match your deal with the right funding partners.
Private Lender & Investor Application.
Share your capital goals, target returns, risk profile, and preferred geographies or deal types. We’ll align you with deal flow that fits your criteria.
- Individual private lenders.
- Capital partners and JV operators.
- Funds and family offices exploring real estate debt strategies.
Is this hard money?
No. Homedough Capital is a private capital brokerage, not a hard money lender. We work with a network of private lenders and funding partners — some may offer hard money-style products, others offer more flexible, relationship-based terms. Our role is to understand your deal and match it with the right capital, instead of pushing one in-house loan program.
How fast can I close?
Timeline depends on deal complexity, documentation readiness, and title. For clean residential fix and flip or rental deals with responsive borrowers, some lenders can close in as little as 5–10 business days. More complex land, development, or commercial deals will take longer. The best way to move quickly is to submit a complete package: contract, entity docs, rehab scope, and your experience.
What deals qualify?
We focus on investment real estate only: fix and flip, BRRRR and long-term rentals, small-balance commercial, land and development, and creative finance deals involving sub-to or seller finance. Owner-occupied primary residences and consumer loans are generally outside our scope.
Do you lend nationwide?
We broker deals nationwide through our lender network, but availability can vary by state, asset type, and regulatory environment. When you submit your deal, we will confirm whether we have appropriate capital partners for that state and strategy.
What are typical rates & terms?
Rates and terms depend on deal type, leverage, experience, and market conditions. As a general range, investors might see mid–single digit to low–double digit annualized rates, plus points, on short-term capital, and lower rates on stabilized rental or longer-term loans. We do not advertise one-size-fits-all pricing because our value is in structuring the right fit between your deal and the lender.
How is Homedough Capital compensated?
We are typically compensated through clearly disclosed broker fees or participation arrangements built into the funding structure. Our compensation is aligned with getting your deal closed with terms that make sense for both you and the capital provider.
Can you help with creative finance deals?
Yes. We actively work with investors using subject-to, seller finance, hybrid, and other creative strategies. Our role is to help structure additional private capital in a way that respects the underlying documents, risk profile, and lender requirements. Complex deals may require additional legal review.